There are some changes to the State Pension age at the moment. For people reaching State Pension age now, it will be age 66 for women and men. For those born after 5 April , there will be a phased increase in State Pension age to 67, and eventually It's important not to confuse the State Pension age with your retirement age. Retirement age is the age you retire — and it can vary a lot depending on your financial situation.
Call us free on or use our webchat. One of our pension specialists will be happy to answer your questions. Opening times: Monday to Friday, 9am to 5pm helpline , 9am to 6pm webchat. Closed on bank holidays. The amount you get might be lower, as your entitlement to State Pension depends on your National Insurance record. You need a minimum of ten years' contributions or credits to get any State Pension, and 35 years on your record to get the full amount.
In some cases, the amount you get might be higher. State Pension is taxable but paid before any tax is taken. Examples of other taxable income include from employment or a private or occupational pension. Our free and flexible Couch to Financial Fitness plan will help you build confidence to manage your money. Step by step we can help you cut your spending, develop core saving muscles, and create better habits for the future. The triple lock makes sure that your State Pension rises by the higher of the average increase in prices as measured by the Consumer Price Index , the average increase in wages and 2.
If your State Pension includes any Additional State Pension, this will be increased in line with the average increase in prices as measured by the Consumer Price Index. You need to have paid or been credited with 35 years of National Insurance contributions to receive the full State Pension amount. Pension Credit is a means-tested State benefit. As well as checking your State Pension age, you can check your entitlement by getting a State Pension forecast.
The amount you're forecast to get assumes you make, or are credited with, the maximum number of National Insurance credits in the years up to your State Pension age. Find out about extra sources of income and support available to help you manage your household bills and save money in our guide What benefits you can claim and other ways to increase your income.
You should get a letter no later than two months before you reach State Pension age, telling you what to do. If you want to change the bank account your State Pension is paid into, contact the Pension Service on Both numbers are available Monday to Friday, 9.
Your first payment will be within five weeks of reaching State Pension age. The day your State Pension is paid depends on the last two digits of your National Insurance number. MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.
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Got a pension question? Our help is impartial and free to use. Get in touch online or over the phone on Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children.
Benefits if you're sick, disabled or a carer Understand what support is available for coping with ill health. Benefits in later life You may be entitled for help with other costs on top of your State Pension. Problems with benefits What to do if something goes wrong with your benefits. Benefits All Benefits guidance. Tool Money Navigator. Money Manager. Banking How to choose, use and manage bank accounts. Budgeting How to budget, find the best deals and switch to save money.
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You can find out more about how they use your data at Facebook , Twitter and Google. Cookie settings. Skip to main content. The State Pension is a regular payment from the Government that you can claim when you reach your State Pension age. Check our privacy policy for more information NOTE: These settings will only apply to the browser and device you are currently using. Back Working With Us In this section you will find information aimed at charity fund providers and those working with people in financial need.
Back About Us Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help — online, by phone and face to face through our partner organisations. What is New State Pension? Can I get New State Pension? How much New State Pension will I get? What if I don't qualify?
How do I claim New State Pension? How do I challenge a New State Pension decision? Start the claim You will not get New State Pension automatically, you have to claim it. Phone the Northern Ireland Pension Centre: Telephone: Textphone: Provide documents You may need to provide these when you claim: Your national insurance number and partner's, if you have one Proof of your identity for example your passport, birth certificate or driving licence Marriage certificate or civil partnership certificate Divorce certificate or civil partnership dissolution certificate.
Details of your employment.
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